First-time buyers
Your first home in Northern Virginia, step by step.
Join a free first-time buyer class with a local lender, or get a personal plan: what you can afford, down payment help, and how to win an offer.
What we cover
01
What you can afford
Payment, not just price. Taxes, insurance, HOA and what lenders look at.
02
Down payment help
Virginia Housing programs, FHA (3.5%), VA (0% for eligible buyers) and conventional (3%).
03
Where to look
Neighborhoods where first-time buyers get the most for their money, near Metro and I-95.
04
How offers work
Contingencies, appraisal gaps and how to compete without overpaying.
05
Inspections
What to worry about and what not to, from someone who also renovates homes.
06
Closing
Costs, timeline and what happens on closing day.
Save your seat or get a personal plan
Class dates are emailed to everyone on the list. Prefer one-on-one? Say so in the form.
Zamir Nasrullah, licensed real estate agent (Lic. #0225279961), BNI Realty, 6575 Edsall Rd, Springfield, VA 22151, (703) 913-6100. Equal Housing Opportunity.